TERMS OF SERVICE

Terms of Service

This draft describes the intended terms for the private beta. Last drafted: November 2026. Needs legal review before any real-money public launch.

DRAFT FOR LEGAL REVIEW. This text has not been approved by a lawyer and is not final. It will be replaced before the public launch.

1. What UPLOCK is

UPLOCK is software that helps you set aside part of your realized trading profits toward goals you choose, using smart contracts on Robinhood Chain. It is in private beta and may change, be interrupted or be withdrawn.

2. Not advice

UPLOCK does not provide investment, legal or tax advice and does not recommend any asset. Examples on the site are hypothetical and are not customer results. Nothing on the site is a promise of profit or protection from loss.

3. Your wallet and your decisions

UPLOCK is an independent platform. It is not affiliated with, endorsed by or partnered with Robinhood. You control your wallet and approve your own transactions. You are responsible for your keys, for the rules you set, and for any limit you give the automatic feature. UPLOCK never asks for your seed phrase.

4. Risks

  • The smart contracts are unaudited and may contain bugs. You could lose some or all of the funds you put in. Use only amounts you can afford to lose.
  • On the contracts deployed today, administrators can pause deposits and withdrawals and can raise the withdrawal fee up to a 10% maximum. A change to remove these powers is proposed but not live.
  • Automatic transfers, if you turn them on, move USDG from your own wallet up to the limit you set. They are not live yet. Coinbase is monitored only; UPLOCK cannot move funds on Coinbase.
  • Network fees, price movement, token risk and your own trading losses are yours. UPLOCK does not guarantee profit or protect against loss.
  • Profit detection is an estimate and can be wrong or skip transactions.
  • Blockchain transactions are final.

5. Fees

0% to deposit. 1% on withdrawal, deducted by the contract. Network fees are paid by you.

6. Eligibility and acceptable use

You must be legally able to use the service where you live. You must not use UPLOCK for unlawful activity or to interfere with the service. Availability may be limited by location.

7. No warranty and limit of liability

The service is provided as is, without warranties, to the extent the law allows. Liability is limited to the extent the law allows.

8. Changes

These terms will be reviewed by a lawyer and finalized before the public launch. The operating legal entity is not yet published.